This Website Terms and Conditions of Use Agreement (“Agreement”) is between Mali Kramer Real Estate, and you (“User,” “You” or “Your”) and is a legal agreement between You and Mali. This Agreement is effective as of the date you access the Website. This Agreement states the terms and conditions under which you may use the ROA Website. Please read this Agreement carefully before accessing and using the Website. By using and accessing the Website, You indicate that You have read and understand this Agreement and agree to be bound by this Agreement. If You do not accept this Agreement, do not access and use the Website. Mali may revise this Agreement at any time without notice by updating this Agreement. You should visit this web page periodically to review the Agreement. If you have questions regarding this Agreement, please email mali.kramer@realtyofamerica.com.